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Life Insurance Calculator

Estimate how much life insurance you need based on age, health, income, debts, and dependents. See recommended coverage and monthly premium instantly.

Your Profile

Enter age, health, income, and family details to estimate coverage needs.

Age

Health Rating

Annual Income

Total Debts

Dependents

Tobacco Use

Good health · 10 yr income replacement · $1,050,000 estimated need

Coverage Estimate

Recommended amount and estimated monthly premium.

Favorable Rates

Est. Monthly Premium$73.50

Income Multiple14.0x

Coverage vs. 10–15x income rule14.0x income

Recommended Coverage20-year term · $73.50/mo est.

$1,050,000

How It Works

Estimate how much life insurance you need based on age, health, income, debts, and dependents. See recommended coverage and monthly premium instantly.

Frequently Asked Questions

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DisclaimerThe results provided by this calculator are estimates and for informational purposes only. They do not constitute financial, legal, or professional advice. Please consult with a qualified professional for your specific needs.