Compare renting vs buying a home over time. Instantly see monthly costs, net position, break-even year, and which option saves more money.
How It Works
Compare total housing costs of renting versus buying over your chosen time horizon. Buying includes mortgage, taxes, insurance, maintenance, and equity built; renting includes rent increases and invested down-payment opportunity cost.
Break-even is the year when net cost of buying falls below cumulative rent paid.
Frequently Asked Questions
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DisclaimerThe results provided by this calculator are estimates and for informational purposes only. They do not constitute financial, legal, or professional advice. Please consult with a qualified professional for your specific needs.